Roiver

Roiver Score for

WABCWestamerica Bancorporation

National Commercial Banks

60/ 100Solid

Based on fundamentals through 12/31/2025.

As of December 31, 2025, Westamerica Bancorporation (WABC) scores 60/100 (Solid) on the Roiver Score — a transparent quality composite. Its strongest area is cash quality; its weakest is capital structure. The score measures business quality, not timing — it's a signal, not a recommendation.

Profitability
7.4 / 20
Capital structure
0.0 / 20
Cash quality
20.0 / 20
Valuation
15.4 / 20
Stability
17.1 / 20

No black box

Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →

Frequently asked about WABC

What is WABC's Roiver Score?

Westamerica Bancorporation scores 60 out of 100 (Solid) as of December 31, 2025, based on fundamentals.

How is the Roiver Score for WABC calculated?

It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.

Is WABC a good quality stock?

On quality, WABC rates "Solid" (60/100). Its strongest driver is cash quality and its weakest is capital structure. Quality is one input to a decision, not a buy/sell call.

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Educational use only. Roiver Score is a quality signal, not a recommendation.

WABC — Roiver Score™ 60 (Solid)