Roiver Score™ for
VLYValley National Bancorp
Based on fundamentals through 12/31/2025.
As of December 31, 2025, Valley National Bancorp (VLY) scores 39/100 (Mixed) on the Roiver Score — a transparent quality composite. Its strongest area is stability; its weakest is capital structure. The score measures business quality, not timing — it's a signal, not a recommendation.
No black box
Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →
Frequently asked about VLY
What is VLY's Roiver Score?
Valley National Bancorp scores 39 out of 100 (Mixed) as of December 31, 2025, based on fundamentals.
How is the Roiver Score for VLY calculated?
It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.
Is VLY a good quality stock?
On quality, VLY rates "Mixed" (39/100). Its strongest driver is stability and its weakest is capital structure. Quality is one input to a decision, not a buy/sell call.
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Educational use only. Roiver Score is a quality signal, not a recommendation.