Roiver

Roiver Score for

RMBIRichmond Mutual Bancorporation, Inc. Common Stock

State Commercial Banks

48/ 100Mixed

Based on fundamentals through 12/31/2025.

As of December 31, 2025, Richmond Mutual Bancorporation, Inc. Common Stock (RMBI) scores 48/100 (Mixed) on the Roiver Score — a transparent quality composite. Its strongest area is stability; its weakest is capital structure. The score measures business quality, not timing — it's a signal, not a recommendation.

Profitability
2.9 / 20
Capital structure
0.0 / 20
Cash quality
12.0 / 20
Valuation
4.4 / 20
Stability
18.9 / 20

No black box

Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →

Frequently asked about RMBI

What is RMBI's Roiver Score?

Richmond Mutual Bancorporation, Inc. Common Stock scores 48 out of 100 (Mixed) as of December 31, 2025, based on fundamentals.

How is the Roiver Score for RMBI calculated?

It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.

Is RMBI a good quality stock?

On quality, RMBI rates "Mixed" (48/100). Its strongest driver is stability and its weakest is capital structure. Quality is one input to a decision, not a buy/sell call.

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Educational use only. Roiver Score is a quality signal, not a recommendation.

RMBI — Roiver Score™ 48 (Mixed)