Roiver

Roiver Score for

PNCPNC Financial Services Group

National Commercial Banks

64/ 100Solid

Based on fundamentals through 12/31/2025.

As of December 31, 2025, PNC Financial Services Group (PNC) scores 64/100 (Solid) on the Roiver Score — a transparent quality composite. Its strongest area is stability; its weakest is profitability. The score measures business quality, not timing — it's a signal, not a recommendation.

Profitability
6.5 / 20
Capital structure
12.5 / 20
Cash quality
14.0 / 20
Valuation
11.5 / 20
Stability
20.0 / 20

No black box

Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →

Frequently asked about PNC

What is PNC's Roiver Score?

PNC Financial Services Group scores 64 out of 100 (Solid) as of December 31, 2025, based on fundamentals.

How is the Roiver Score for PNC calculated?

It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.

Is PNC a good quality stock?

On quality, PNC rates "Solid" (64/100). Its strongest driver is stability and its weakest is profitability. Quality is one input to a decision, not a buy/sell call.

Embed on your site

Drop this iframe into a Substack, blog post, or notion page. Updates automatically as fundamentals change.

<iframe src="https://compounderflow.com/embed/score/PNC" width="640" height="280" frameborder="0" style="border:0;border-radius:16px;overflow:hidden" loading="lazy"></iframe>

Get PNC's Score in your inbox

A free weekly digest of quality scores and what changed. No account needed.

Educational use only. Roiver Score is a quality signal, not a recommendation.

PNC — Roiver Score™ 64 (Solid)