Roiver Score™ for
HIGThe Hartford Insurance Group, Inc.
Fire, Marine & Casualty Insurance
Based on fundamentals through 12/31/2025.
As of December 31, 2025, The Hartford Insurance Group, Inc. (HIG) scores 89/100 (Excellent) on the Roiver Score — a transparent quality composite. Its strongest area is capital structure; its weakest is profitability. The score measures business quality, not timing — it's a signal, not a recommendation.
No black box
Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →
Frequently asked about HIG
What is HIG's Roiver Score?
The Hartford Insurance Group, Inc. scores 89 out of 100 (Excellent) as of December 31, 2025, based on fundamentals.
How is the Roiver Score for HIG calculated?
It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.
Is HIG a good quality stock?
On quality, HIG rates "Excellent" (89/100). Its strongest driver is capital structure and its weakest is profitability. Quality is one input to a decision, not a buy/sell call.
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Educational use only. Roiver Score is a quality signal, not a recommendation.