Roiver

Roiver Score for

FUNCFirst United Corp

National Commercial Banks

78/ 100Excellent

Based on fundamentals through 12/31/2025.

As of December 31, 2025, First United Corp (FUNC) scores 78/100 (Excellent) on the Roiver Score — a transparent quality composite. Its strongest area is cash quality; its weakest is profitability. The score measures business quality, not timing — it's a signal, not a recommendation.

Profitability
7.0 / 20
Capital structure
18.0 / 20
Cash quality
20.0 / 20
Valuation
16.0 / 20
Stability
16.8 / 20

No black box

Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →

Frequently asked about FUNC

What is FUNC's Roiver Score?

First United Corp scores 78 out of 100 (Excellent) as of December 31, 2025, based on fundamentals.

How is the Roiver Score for FUNC calculated?

It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.

Is FUNC a good quality stock?

On quality, FUNC rates "Excellent" (78/100). Its strongest driver is cash quality and its weakest is profitability. Quality is one input to a decision, not a buy/sell call.

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Educational use only. Roiver Score is a quality signal, not a recommendation.

FUNC — Roiver Score™ 78 (Excellent)