Roiver

Roiver Score for

FMBHFirst Mid Bancshares, Inc. Common Stock

State Commercial Banks

74/ 100Solid

Based on fundamentals through 12/31/2025.

As of December 31, 2025, First Mid Bancshares, Inc. Common Stock (FMBH) scores 74/100 (Solid) on the Roiver Score — a transparent quality composite. Its strongest area is cash quality; its weakest is profitability. The score measures business quality, not timing — it's a signal, not a recommendation.

Profitability
4.6 / 20
Capital structure
19.2 / 20
Cash quality
20.0 / 20
Valuation
10.3 / 20
Stability
19.8 / 20

No black box

Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →

Frequently asked about FMBH

What is FMBH's Roiver Score?

First Mid Bancshares, Inc. Common Stock scores 74 out of 100 (Solid) as of December 31, 2025, based on fundamentals.

How is the Roiver Score for FMBH calculated?

It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.

Is FMBH a good quality stock?

On quality, FMBH rates "Solid" (74/100). Its strongest driver is cash quality and its weakest is profitability. Quality is one input to a decision, not a buy/sell call.

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Educational use only. Roiver Score is a quality signal, not a recommendation.

FMBH — Roiver Score™ 74 (Solid)