Roiver

Roiver Score for

FCFFirst Commonwealth Financial Corporation

National Commercial Banks

56/ 100Solid

Based on fundamentals through 12/31/2025.

As of December 31, 2025, First Commonwealth Financial Corporation (FCF) scores 56/100 (Solid) on the Roiver Score — a transparent quality composite. Its strongest area is cash quality; its weakest is capital structure. The score measures business quality, not timing — it's a signal, not a recommendation.

Profitability
4.8 / 20
Capital structure
0.0 / 20
Cash quality
20.0 / 20
Valuation
11.4 / 20
Stability
20.0 / 20

No black box

Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →

Frequently asked about FCF

What is FCF's Roiver Score?

First Commonwealth Financial Corporation scores 56 out of 100 (Solid) as of December 31, 2025, based on fundamentals.

How is the Roiver Score for FCF calculated?

It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.

Is FCF a good quality stock?

On quality, FCF rates "Solid" (56/100). Its strongest driver is cash quality and its weakest is capital structure. Quality is one input to a decision, not a buy/sell call.

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Educational use only. Roiver Score is a quality signal, not a recommendation.

FCF — Roiver Score™ 56 (Solid)