Roiver Score™ for
FCCOFirst Community Corp
Based on the annual report for the fiscal year ended December 31, 2025.
First Community Corp (FCCO) scores 27/100 (Mixed) on the Roiver Score, a transparent quality composite, based on its annual report for the fiscal year ended December 31, 2025. Its strongest area is profitability; its weakest is efficiency. The score measures business quality, not timing — it's a signal, not a recommendation.
No black box
Roiver Score is a transparent 0–100 quality composite. Five components, each scored 0–20. If one can't be measured from a company's filings, the score is scaled from the ones that can (at least three are required). Banks, insurers and REITs are scored on measures suited to them. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →
Frequently asked about FCCO
What is FCCO's Roiver Score?
First Community Corp scores 27 out of 100 (Mixed). Based on the annual report for the fiscal year ended December 31, 2025.
How is the Roiver Score for FCCO calculated?
It combines profitability, capital strength, efficiency, valuation and stability into a transparent 0–100 composite. Five components, each scored 0–20. If one can't be measured from a company's filings, the score is scaled from the ones that can (at least three are required). First Community Corp is scored with the bank model: This score uses measures suited to banks in place of the standard five, because ratios like debt-to-equity mean something different for them. The full methodology is published.
Is FCCO a good quality stock?
On quality, FCCO rates "Mixed" (27/100). Its strongest driver is profitability and its weakest is efficiency. Quality is one input to a decision, not a buy/sell call.
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Educational use only. Roiver Score is a quality signal, not a recommendation.