Roiver

Roiver Score for

DGICADonegal Group Inc

Fire, Marine & Casualty Insurance

44/ 100Mixed

Based on fundamentals through 12/31/2025.

As of December 31, 2025, Donegal Group Inc (DGICA) scores 44/100 (Mixed) on the Roiver Score — a transparent quality composite. Its strongest area is valuation; its weakest is capital structure. The score measures business quality, not timing — it's a signal, not a recommendation.

Profitability
7.4 / 20
Capital structure
0.0 / 20
Cash quality
2.2 / 20
Valuation
20.0 / 20
Stability
14.2 / 20

No black box

Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →

Frequently asked about DGICA

What is DGICA's Roiver Score?

Donegal Group Inc scores 44 out of 100 (Mixed) as of December 31, 2025, based on fundamentals.

How is the Roiver Score for DGICA calculated?

It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.

Is DGICA a good quality stock?

On quality, DGICA rates "Mixed" (44/100). Its strongest driver is valuation and its weakest is capital structure. Quality is one input to a decision, not a buy/sell call.

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Educational use only. Roiver Score is a quality signal, not a recommendation.

DGICA — Roiver Score™ 44 (Mixed)