Roiver

Roiver Score for

CCitigroup Inc.

National Commercial Banks

36/ 100Mixed

Based on fundamentals through 12/31/2025.

As of December 31, 2025, Citigroup Inc. (C) scores 36/100 (Mixed) on the Roiver Score — a transparent quality composite. Its strongest area is stability; its weakest is cash quality. The score measures business quality, not timing — it's a signal, not a recommendation.

Profitability
1.8 / 20
Capital structure
6.2 / 20
Cash quality
0.0 / 20
Valuation
10.0 / 20
Stability
18.0 / 20

No black box

Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →

Frequently asked about C

What is C's Roiver Score?

Citigroup Inc. scores 36 out of 100 (Mixed) as of December 31, 2025, based on fundamentals.

How is the Roiver Score for C calculated?

It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.

Is C a good quality stock?

On quality, C rates "Mixed" (36/100). Its strongest driver is stability and its weakest is cash quality. Quality is one input to a decision, not a buy/sell call.

Embed on your site

Drop this iframe into a Substack, blog post, or notion page. Updates automatically as fundamentals change.

<iframe src="https://compounderflow.com/embed/score/C" width="640" height="280" frameborder="0" style="border:0;border-radius:16px;overflow:hidden" loading="lazy"></iframe>

Get C's Score in your inbox

A free weekly digest of quality scores and what changed. No account needed.

Educational use only. Roiver Score is a quality signal, not a recommendation.

C — Roiver Score™ 36 (Mixed)