Roiver

Roiver Score™ for

BOWBowhead Specialty Holdings Inc.

Fire, Marine & Casualty InsuranceProperty & casualty insurer model
50/ 100Solid

Based on the annual report for the fiscal year ended December 31, 2025.

Bowhead Specialty Holdings Inc. (BOW) scores 50/100 (Solid) on the Roiver Score, a transparent quality composite, based on its annual report for the fiscal year ended December 31, 2025. Its strongest area is cash generation; its weakest is valuation. The score measures business quality, not timing — it's a signal, not a recommendation.

Profitability
6.7 / 20
Capital strength
3.4 / 20
Cash generation
20.0 / 20
Valuation
0.0 / 20
Stability
20.0 / 20

No black box

Roiver Score is a transparent 0–100 quality composite. Five components, each scored 0–20. If one can't be measured from a company's filings, the score is scaled from the ones that can (at least three are required). Banks, insurers and REITs are scored on measures suited to them. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →

Frequently asked about BOW

What is BOW's Roiver Score?

Bowhead Specialty Holdings Inc. scores 50 out of 100 (Solid). Based on the annual report for the fiscal year ended December 31, 2025.

How is the Roiver Score for BOW calculated?

It combines profitability, capital strength, cash generation, valuation and stability into a transparent 0–100 composite. Five components, each scored 0–20. If one can't be measured from a company's filings, the score is scaled from the ones that can (at least three are required). Bowhead Specialty Holdings Inc. is scored with the property & casualty insurer model: This score uses measures suited to property & casualty insurers in place of the standard five, because ratios like debt-to-equity mean something different for them. The full methodology is published.

Is BOW a good quality stock?

On quality, BOW rates "Solid" (50/100). Its strongest driver is cash generation and its weakest is valuation. Quality is one input to a decision, not a buy/sell call.

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Educational use only. Roiver Score is a quality signal, not a recommendation.

BOW — Roiver Score™ 50 (Solid)