Roiver

Roiver Score™ for

AVBHAvidbank Holdings, Inc. Common stock

11/ 100Weak

Based on the annual report for the fiscal year ended December 31, 2025.

Avidbank Holdings, Inc. Common stock (AVBH) scores 11/100 (Weak) on the Roiver Score, a transparent quality composite, based on its annual report for the fiscal year ended December 31, 2025. Its strongest area is capital strength; its weakest is stability. The score measures business quality, not timing — it's a signal, not a recommendation.

Profitability
0.0 / 20
Capital strength
10.8 / 20
Efficiency
0.0 / 20
Valuation
0.0 / 20
Stability
0.0 / 20

No black box

Roiver Score is a transparent 0–100 quality composite. Five components, each scored 0–20. If one can't be measured from a company's filings, the score is scaled from the ones that can (at least three are required). Banks, insurers and REITs are scored on measures suited to them. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →

Frequently asked about AVBH

What is AVBH's Roiver Score?

Avidbank Holdings, Inc. Common stock scores 11 out of 100 (Weak). Based on the annual report for the fiscal year ended December 31, 2025.

How is the Roiver Score for AVBH calculated?

It combines profitability, capital strength, efficiency, valuation and stability into a transparent 0–100 composite. Five components, each scored 0–20. If one can't be measured from a company's filings, the score is scaled from the ones that can (at least three are required). Avidbank Holdings, Inc. Common stock is scored with the bank model: This score uses measures suited to banks in place of the standard five, because ratios like debt-to-equity mean something different for them. The full methodology is published.

Is AVBH a good quality stock?

On quality, AVBH rates "Weak" (11/100). Its strongest driver is capital strength and its weakest is stability. Quality is one input to a decision, not a buy/sell call.

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Educational use only. Roiver Score is a quality signal, not a recommendation.

AVBH — Roiver Score™ 11 (Weak)