Roiver

Roiver Score for

ALLYAlly Financial Inc.

State Commercial Banks

40/ 100Mixed

Based on fundamentals through 12/31/2025.

As of December 31, 2025, Ally Financial Inc. (ALLY) scores 40/100 (Mixed) on the Roiver Score — a transparent quality composite. Its strongest area is capital structure; its weakest is cash quality. The score measures business quality, not timing — it's a signal, not a recommendation.

Profitability
0.5 / 20
Capital structure
10.6 / 20
Cash quality
0.0 / 20
Valuation
10.4 / 20
Stability
10.5 / 20

No black box

Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →

Frequently asked about ALLY

What is ALLY's Roiver Score?

Ally Financial Inc. scores 40 out of 100 (Mixed) as of December 31, 2025, based on fundamentals.

How is the Roiver Score for ALLY calculated?

It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.

Is ALLY a good quality stock?

On quality, ALLY rates "Mixed" (40/100). Its strongest driver is capital structure and its weakest is cash quality. Quality is one input to a decision, not a buy/sell call.

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Educational use only. Roiver Score is a quality signal, not a recommendation.

ALLY — Roiver Score™ 40 (Mixed)