Roiver

Roiver Score for

ALLYAlly Financial Inc.

State Commercial Banks

51/ 100Solid

Based on fundamentals through 12/31/2025.

As of December 31, 2025, Ally Financial Inc. (ALLY) scores 51/100 (Solid) on the Roiver Score — a transparent quality composite. Its strongest area is cash quality; its weakest is profitability. The score measures business quality, not timing — it's a signal, not a recommendation.

Profitability
0.5 / 20
Capital structure
10.6 / 20
Cash quality
20.0 / 20
Valuation
9.9 / 20
Stability
10.5 / 20

No black box

Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →

Frequently asked about ALLY

What is ALLY's Roiver Score?

Ally Financial Inc. scores 51 out of 100 (Solid) as of December 31, 2025, based on fundamentals.

How is the Roiver Score for ALLY calculated?

It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.

Is ALLY a good quality stock?

On quality, ALLY rates "Solid" (51/100). Its strongest driver is cash quality and its weakest is profitability. Quality is one input to a decision, not a buy/sell call.

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Educational use only. Roiver Score is a quality signal, not a recommendation.

ALLY — Roiver Score™ 51 (Solid)