Roiver Score™ for
WSBFWaterstone Financial, Inc.
Savings Institution, Federally Chartered
Based on fundamentals through 12/31/2025.
As of December 31, 2025, Waterstone Financial, Inc. (WSBF) scores 54/100 (Solid) on the Roiver Score — a transparent quality composite. Its strongest area is cash quality; its weakest is profitability. The score measures business quality, not timing — it's a signal, not a recommendation.
No black box
Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →
Frequently asked about WSBF
What is WSBF's Roiver Score?
Waterstone Financial, Inc. scores 54 out of 100 (Solid) as of December 31, 2025, based on fundamentals.
How is the Roiver Score for WSBF calculated?
It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.
Is WSBF a good quality stock?
On quality, WSBF rates "Solid" (54/100). Its strongest driver is cash quality and its weakest is profitability. Quality is one input to a decision, not a buy/sell call.
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Educational use only. Roiver Score is a quality signal, not a recommendation.