Roiver Score™ for
TSBKTimberland Bancorp Inc
Based on the annual report for the fiscal year ended September 30, 2025.
Timberland Bancorp Inc (TSBK) scores 74/100 (Solid) on the Roiver Score, a transparent quality composite, based on its annual report for the fiscal year ended September 30, 2025. Its strongest area is capital strength; its weakest is valuation. The score measures business quality, not timing — it's a signal, not a recommendation.
No black box
Roiver Score is a transparent 0–100 quality composite. Five components, each scored 0–20. If one can't be measured from a company's filings, the score is scaled from the ones that can (at least three are required). Banks, insurers and REITs are scored on measures suited to them. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →
Frequently asked about TSBK
What is TSBK's Roiver Score?
Timberland Bancorp Inc scores 74 out of 100 (Solid). Based on the annual report for the fiscal year ended September 30, 2025.
How is the Roiver Score for TSBK calculated?
It combines profitability, capital strength, efficiency, valuation and stability into a transparent 0–100 composite. Five components, each scored 0–20. If one can't be measured from a company's filings, the score is scaled from the ones that can (at least three are required). Timberland Bancorp Inc is scored with the bank model: This score uses measures suited to banks in place of the standard five, because ratios like debt-to-equity mean something different for them. The full methodology is published.
Is TSBK a good quality stock?
On quality, TSBK rates "Solid" (74/100). Its strongest driver is capital strength and its weakest is valuation. Quality is one input to a decision, not a buy/sell call.
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Educational use only. Roiver Score is a quality signal, not a recommendation.