Roiver

Roiver Score for

TSBKTimberland Bancorp Inc

Savings Institutions, Not Federally Chartered

67/ 100Solid

Based on fundamentals through 9/30/2024.

As of September 30, 2024, Timberland Bancorp Inc (TSBK) scores 67/100 (Solid) on the Roiver Score — a transparent quality composite. Its strongest area is stability; its weakest is capital structure. The score measures business quality, not timing — it's a signal, not a recommendation.

Profitability
4.9 / 20
Capital structure
0.0 / 20
Cash quality
17.9 / 20
Valuation
10.6 / 20
Stability
20.0 / 20

No black box

Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →

Frequently asked about TSBK

What is TSBK's Roiver Score?

Timberland Bancorp Inc scores 67 out of 100 (Solid) as of September 30, 2024, based on fundamentals.

How is the Roiver Score for TSBK calculated?

It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.

Is TSBK a good quality stock?

On quality, TSBK rates "Solid" (67/100). Its strongest driver is stability and its weakest is capital structure. Quality is one input to a decision, not a buy/sell call.

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Educational use only. Roiver Score is a quality signal, not a recommendation.

TSBK — Roiver Score™ 67 (Solid)