Roiver Score™ for
RYRoyal Bank of Canada
Scored on 4 of 5 components
Based on the annual report for the fiscal year ended October 31, 2025.
Royal Bank of Canada (RY) scores 45/100 (Mixed) on the Roiver Score, a transparent quality composite, based on its annual report for the fiscal year ended October 31, 2025. It is scored on 4 of 5 components; efficiency can't be measured from its filings. Its strongest area is profitability; its weakest is valuation. The score measures business quality, not timing — it's a signal, not a recommendation.
No black box
Roiver Score is a transparent 0–100 quality composite. Five components, each scored 0–20. If one can't be measured from a company's filings, the score is scaled from the ones that can (at least three are required). Banks, insurers and REITs are scored on measures suited to them. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →
Frequently asked about RY
What is RY's Roiver Score?
Royal Bank of Canada scores 45 out of 100 (Mixed), scored on 4 of 5 components. Based on the annual report for the fiscal year ended October 31, 2025.
How is the Roiver Score for RY calculated?
It combines profitability, capital strength, efficiency, valuation and stability into a transparent 0–100 composite. Five components, each scored 0–20. If one can't be measured from a company's filings, the score is scaled from the ones that can (at least three are required). Royal Bank of Canada is scored with the bank model: This score uses measures suited to banks in place of the standard five, because ratios like debt-to-equity mean something different for them. The full methodology is published.
Is RY a good quality stock?
On quality, RY rates "Mixed" (45/100). Its strongest driver is profitability and its weakest is valuation. Quality is one input to a decision, not a buy/sell call.
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Educational use only. Roiver Score is a quality signal, not a recommendation.