Roiver Score™ for
MBIMBIA Inc.
Scored on 4 of 5 components
Based on the annual report for the fiscal year ended December 31, 2025.
MBIA Inc. (MBI) scores 25/100 (Mixed) on the Roiver Score, a transparent quality composite, based on its annual report for the fiscal year ended December 31, 2025. It is scored on 4 of 5 components; profitability can't be measured from its filings. Its strongest area is cash generation; its weakest is stability. The score measures business quality, not timing — it's a signal, not a recommendation.
No black box
Roiver Score is a transparent 0–100 quality composite. Five components, each scored 0–20. If one can't be measured from a company's filings, the score is scaled from the ones that can (at least three are required). Banks, insurers and REITs are scored on measures suited to them. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →
Frequently asked about MBI
What is MBI's Roiver Score?
MBIA Inc. scores 25 out of 100 (Mixed), scored on 4 of 5 components. Based on the annual report for the fiscal year ended December 31, 2025.
How is the Roiver Score for MBI calculated?
It combines profitability, capital strength, cash generation, valuation and stability into a transparent 0–100 composite. Five components, each scored 0–20. If one can't be measured from a company's filings, the score is scaled from the ones that can (at least three are required). MBIA Inc. is scored with the property & casualty insurer model: This score uses measures suited to property & casualty insurers in place of the standard five, because ratios like debt-to-equity mean something different for them. The full methodology is published.
Is MBI a good quality stock?
On quality, MBI rates "Mixed" (25/100). Its strongest driver is cash generation and its weakest is stability. Quality is one input to a decision, not a buy/sell call.
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Educational use only. Roiver Score is a quality signal, not a recommendation.