Roiver Score™ for
CLBKColumbia Financial, Inc. Common Stock
Savings Institution, Federally Chartered
Based on fundamentals through 12/31/2025.
As of December 31, 2025, Columbia Financial, Inc. Common Stock (CLBK) scores 38/100 (Mixed) on the Roiver Score — a transparent quality composite. Its strongest area is stability; its weakest is profitability. The score measures business quality, not timing — it's a signal, not a recommendation.
No black box
Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →
Frequently asked about CLBK
What is CLBK's Roiver Score?
Columbia Financial, Inc. Common Stock scores 38 out of 100 (Mixed) as of December 31, 2025, based on fundamentals.
How is the Roiver Score for CLBK calculated?
It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.
Is CLBK a good quality stock?
On quality, CLBK rates "Mixed" (38/100). Its strongest driver is stability and its weakest is profitability. Quality is one input to a decision, not a buy/sell call.
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Educational use only. Roiver Score is a quality signal, not a recommendation.