Roiver Score™ for
CACCCredit Acceptance Corp
Based on fundamentals through 12/31/2025.
As of December 31, 2025, Credit Acceptance Corp (CACC) scores 82/100 (Excellent) on the Roiver Score — a transparent quality composite. Its strongest area is profitability; its weakest is capital structure. The score measures business quality, not timing — it's a signal, not a recommendation.
No black box
Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →
Frequently asked about CACC
What is CACC's Roiver Score?
Credit Acceptance Corp scores 82 out of 100 (Excellent) as of December 31, 2025, based on fundamentals.
How is the Roiver Score for CACC calculated?
It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.
Is CACC a good quality stock?
On quality, CACC rates "Excellent" (82/100). Its strongest driver is profitability and its weakest is capital structure. Quality is one input to a decision, not a buy/sell call.
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Educational use only. Roiver Score is a quality signal, not a recommendation.