Roiver Score™ for
BBTBeacon Financial Corporation
Savings Institutions, Not Federally Chartered
Based on fundamentals through 12/31/2025.
As of December 31, 2025, Beacon Financial Corporation (BBT) scores 43/100 (Mixed) on the Roiver Score — a transparent quality composite. Its strongest area is capital structure; its weakest is cash quality. The score measures business quality, not timing — it's a signal, not a recommendation.
No black box
Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →
Frequently asked about BBT
What is BBT's Roiver Score?
Beacon Financial Corporation scores 43 out of 100 (Mixed) as of December 31, 2025, based on fundamentals.
How is the Roiver Score for BBT calculated?
It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.
Is BBT a good quality stock?
On quality, BBT rates "Mixed" (43/100). Its strongest driver is capital structure and its weakest is cash quality. Quality is one input to a decision, not a buy/sell call.
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Educational use only. Roiver Score is a quality signal, not a recommendation.