Roiver

Roiver Score for

ATLCAtlanticus Holdings Corporation

Personal Credit Institutions

74/ 100Solid

Based on fundamentals through 12/31/2025.

As of December 31, 2025, Atlanticus Holdings Corporation (ATLC) scores 74/100 (Solid) on the Roiver Score — a transparent quality composite. Its strongest area is valuation; its weakest is cash quality. The score measures business quality, not timing — it's a signal, not a recommendation.

Profitability
15.0 / 20
Capital structure
0.0 / 20
Cash quality
0.0 / 20
Valuation
15.5 / 20
Stability
14.2 / 20

No black box

Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →

Frequently asked about ATLC

What is ATLC's Roiver Score?

Atlanticus Holdings Corporation scores 74 out of 100 (Solid) as of December 31, 2025, based on fundamentals.

How is the Roiver Score for ATLC calculated?

It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.

Is ATLC a good quality stock?

On quality, ATLC rates "Solid" (74/100). Its strongest driver is valuation and its weakest is cash quality. Quality is one input to a decision, not a buy/sell call.

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Educational use only. Roiver Score is a quality signal, not a recommendation.

ATLC — Roiver Score™ 74 (Solid)