Roiver Score™ for
AFLAflac Inc.
Based on fundamentals through 12/31/2025.
As of December 31, 2025, Aflac Inc. (AFL) scores 57/100 (Solid) on the Roiver Score — a transparent quality composite. Its strongest area is stability; its weakest is cash quality. The score measures business quality, not timing — it's a signal, not a recommendation.
No black box
Roiver Score is a transparent 0–100 quality composite. Five components, each 0–20: profitability, capital structure, cash quality, valuation, and stability. Inspired by Piotroski's F-Score, Altman's Z-Score, and the Buffett/Munger framework on quality compounders at fair prices. Read the full methodology →
Frequently asked about AFL
What is AFL's Roiver Score?
Aflac Inc. scores 57 out of 100 (Solid) as of December 31, 2025, based on fundamentals.
How is the Roiver Score for AFL calculated?
It sums five 0–20 components — profitability, capital structure, cash quality, valuation, and stability — into a transparent 0–100 composite. The full methodology is published.
Is AFL a good quality stock?
On quality, AFL rates "Solid" (57/100). Its strongest driver is stability and its weakest is cash quality. Quality is one input to a decision, not a buy/sell call.
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Educational use only. Roiver Score is a quality signal, not a recommendation.